The Board of Commissioners of the South Carolina State Housing Finance and Development Authority (SC Housing) will hold a regular meeting on June 17, 2026, at 10:00 a.m.
You have the option to view this meeting via Livestream. Please use the following link: https://www.youtube.com/SCStateHousing

Persons with a disability who need an accommodation to participate in the meeting can email ExecutiveOffice@SCHousing.com for assistance. We respectfully request
that you email your request at least three (3) business days prior to the meeting to provide time to meet the requested accommodation.

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SC HELP Payoff and Subordinations

ALL requests for subordinations, payoffs, short sales and deeds in lieu must be in writing and include all documents requested on the form.

SC HELP will give consideration to all requests, as long as the subordination is in the best interest of the applicant.

  • The new mortgage lien must be a rate and term refinance.
  • The refinance must benefit the homeowner with a reduction in rate, term and/or payment.
  • The source of financing cannot be a cash-out to pay off multiple liens, credit cards or fund repairs to the house.
  • If details of the 1003 transaction reflect cash back to the applicant, the amount of cash back must be within acceptable Fannie Mae (FNMA) limits.

Send complete package to: assistance@schelp.gov or fax to 803.551.4961. The subordination agreement, short sale or deed in lieu will be provided within 3-5 business days from the date of a complete request.